🧠 The 7-5-3-1 Rule Was My Strategy Before It Had a Name

 I’m in Year 4 of my portfolio journey, and for the first three years, it felt like nothing was happening. The numbers were small. The growth was slow. But I stuck with it. And now? The snowball is rolling. My yield on cost is over 12%, and I’ve built a system that blends tactical rotation with passive income. Then I saw the 7-5-3-1 Rule video—and realized I’d been living it all along.

🔄 My Rotation Strategy: Quarterly Dividend Stocks

I treat quarterly payers like tactical plays. I hold them for capital appreciation and dividends, then rotate out when I hit my profit target. For example:

• I sold NOMD after a solid run

• Reinvested into DNUT at a deep discount

• Planning to rotate into AQN next year once DNUT rebounds

This keeps my portfolio agile and lets me capitalize on undervalued opportunities while still collecting income.

💸 My Monthly Dividend Pillars: Passive Income Core

These are my “12 paychecks a year.” They stay put. They compound. They anchor my portfolio.

Ticker	Name	Category	Why It Stays
OMAH	Omaha National REIT	Real Estate Income	Reliable monthly payouts, low volatility
SDIV	Global X SuperDividend ETF	High-Yield ETF	Global exposure, consistent income
VTEB	Vanguard Tax-Exempt Bond ETF	Municipal Bonds	Tax-efficient income, defensive stability
AGNC	AGNC Investment Corp.	Mortgage REIT	High yield, monthly compounding potential

These align perfectly with the five diversification pillars from the 7-5-3-1 Rule:

• Broad market exposure

• Dividend income

• Mid/small cap growth

• Global reach

• Defensive assets

🧠 Why This Strategy Works

The video outlines three emotional traps: . I’ve faced all three. But I built systems to push through:

• I buy dips instead of blindly dollar-cost averaging

• I rotate quarterly payers to lock in profits

• I let monthly payers compound without interference

And I scale my contributions annually—just like the “one boost” principle .

🧩 Final Thought

I didn’t wait for a framework. I built one from experience. The 7-5-3-1 Rule just gave it a name. If you’re in Year 1, 2, or 3 and wondering if it’s working—stick with it. The curve bends. The snowball rolls. And compounding stops being theory and becomes reality.

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Disclaimer: The content shared in this post reflects personal perspectives and strategic interpretations. It is not intended as financial advice. Please consult a licensed financial advisor before making any investment decisions. All investments carry risk, and past performance does not guarantee future results. Ownership begins with informed agency—make sure yours is rooted in due diligence.